...jail. Speculative banking generates far more money than productive banking. The original Glass-Steagall also established the FDIC. It only protected commercial banks and investment banks were allowed to fail, that is until 1999. To breakup the banking...

...fees. Langland noted another potential unintended effect of Dodd-Frank. The bill changes the insurance rates charged by the FDIC based on a new formula that will charge more based on the ratio of assets to deposits. The more assets in non-deposits, the...

...the Federal Deposit Insurance Corp. Money market mutual funds are offered by brokerages and mutual fund families, and are not FDIC insured, but are generally very safe because they invest in U.S. Treasuries. Because there's not a lot of difference between...